Disclaimer

Last updated: February 2026

Regulatory Status

Roundbear Ltd (trading as Pothole Payback) is not authorised or regulated by the Financial Conduct Authority (FCA). We are exempt from FCA regulation because we do not carry out claims management activity as defined by the Compensation Act 2006.

What We Do

We are a self-service document generation tool. We use AI to analyse your photos, search for prior pothole reports, and generate a claim letter based on the information you provide. That is the extent of our service.

What We Do Not Do

  • We do not provide legal advice
  • We do not provide financial advice
  • We do not act on your behalf
  • We do not contact councils or insurers for you
  • We do not negotiate settlements
  • We do not manage or pursue claims

Your Responsibility

You are solely responsible for reviewing the generated letter, sending it to your council, and handling all correspondence and negotiation that follows. If you need legal advice about your claim, we recommend consulting a qualified solicitor.

No Guarantee of Outcome

We do not guarantee that your claim will succeed. The outcome depends entirely on the circumstances of your case and your council's response. Average claim amounts referenced on our site (such as £390) are illustrative figures based on published data and are not a guarantee of what any individual claimant will receive.

AI Limitations

Our service uses artificial intelligence for photo analysis and letter generation. AI can produce errors or inaccuracies. You must review all generated content before use and correct any mistakes.

Contact

If you have questions about this disclaimer, email ed@potholepayback.com.